Works loan: when the French think of the energy transition

In the light of the Harris Interactive study on the look of the French with regard to ecology, the latter are fully aware of the issue.

Overwhelming majority feel concerned

Overwhelming majority feel concerned

It is a plebiscite: 85% attach great importance to protecting the environment and 75% consider that it is not too late to implement new solutions to improve things. Usually so decried by public opinion, the role of the media is underlined in this movement, because more than eight out of ten French people attribute it a role in collective awareness, interest in these themes and the initiation of ‘a change in their lifestyle.

From awareness to individual action

From awareness to individual action

So what do we do for the environment? We act respond 83% of people surveyed. They believe that individual actions are an effective way to get things done in environmental matters. A comparable proportion (82%) believes in technological innovations to encourage the development of new energies and new modes of travel. Among the most effective personal commitments for the planet, the reduction in energy consumption comes in the top three with 31% of citations. Concretely, it is not only a question of turning off the light when leaving a room or turning off the tap when brushing your teeth. Efficiency goes through energy saving works, which very often involves a work loan.

Consumption credit for energy renovation

Consumption credit for energy renovation

Changing your boiler, windows or front door, strengthening insulation, installing photovoltaic panels: there are many projects that can help reduce energy consumption and make your home more eco-responsible. But these projects require funding, because their cost is far from trivial. According to Lite Lender, it takes an average of $ 6,000 to replace your boiler with a new gas condensing model, and around $ 3,800 to invest in five new double-glazed aluminum windows. Before launching, it is possible to carry out online work credit simulations if you rely on a loan to finance the planned renovation. To do this, simply enter the monthly consumer credit desired as well as the duration of the loan. Thus, the purchasing capacity linked to the project is obtained directly on the calculator.

The work loan to take action

The work loan to take action

As we know, state aid for energy renovation works exists. In addition, you can dip into your savings and / or take out a work loan. The latter smooths out this investment over several months. According to an Empruntis simulation, a work loan of $ 4,000 over 36 months corresponds to monthly payments of less than $ 75 for a rate of 3.49%. Interest slightly exceeds 400 $. Interesting when you know the medium-term profitability of this type of work, which values ​​the good, improves thermal comfort and does good to the planet.

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